- Telephone
- 951-837-3033
- STEPHANIECLAIR@VERIZON.NET
- NMLS
- 238235
- Home Price
- Down payment
- Interest Rate
- Term
- Enter any additional costs to be added into your monthly payments
- An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
- An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
- Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
- An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
- Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
- You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Principal & Interest
- $0 (100%)
- Property Tax
- $0 (0%)
- HOA Dues
- $0 (0%)
- Homeowners Insurance
- $0 (0%)
- Mortgage Insurance
- $0 (0%)
- Total Monthly Payment
- $0
- Payment Every Month
- Total Principal Paid
- Total Interest Paid
- Total Cost of Loan
| Pmt # | Payment | Principal | Interest | MI | Balance |
|---|
| Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
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📚Helping You For 40 Years Make Smarter Mortgage Choices
Hi, I’m Stephanie Clair, Broker/Owner of Enterprise Mortgage. NMLS# 248788
Buying a home or refinancing a mortgage is one of the biggest financial decisions you may ever make, and I believe you deserve to understand your choices before making it. I have been helping homebuyers and homeowners navigate mortgage and real estate decisions since 1986.
My approach is simple: I take the time to listen, explain your options in plain English, and help you understand the costs, benefits, and possible trade-offs of each choice. In turn, you will save thousands of dollars!
Rather than presenting you with only one interest rate or loan option, I believe in showing you multiple rates & options that are available on every loan. Then I show you how to determine which one best fits your goals, budget, comfort level, and future plans.
To be honest, the lowest interest rate is not always the lowest-cost mortgage—and the largest payment you qualify for is not necessarily the payment you should choose. It’s your choice and my job to educate you about your options!
My goal is not simply to close your loan. My goal is to help you make a smarter mortgage choice with confidence which Saves You Money!
🏠My Commitment to You
I believe a mortgage professional should be more than someone who helps you complete paperwork.
My commitment is to serve as your trusted advisor—taking the time to answer your questions, explain your choices in plain English, and help you avoid costly mistakes that many borrowers don't even realize they're making.
Whether you're buying your first home, refinancing, or exploring a reverse mortgage, you'll receive the same level of care, patience, and personal attention I've provided to families for over four decades.
Many of my clients have trusted me with multiple loans over the years—and some have referred me to three generations of their families. That kind of trust is something I value every single day.
At Enterprise Mortgage, I believe borrowers deserve choices—not pressure.
That's why my business has always been built on three simple principles:
Education - Options - Trust!
When you understand your choices, you make better financial decisions—and that's exactly what I'm here to help you do.
Company Main Office Address: 26817 Rhapsody Ct. Menifee, Ca 92584